Did you accomplish what you had planned this year?
If you're like most people, you might've reached a few goals throughout the year, but something still doesn't feel right. The accomplishments may feel hollow - or you could be learning that goals often evolve (especially when you're just getting started in your career).
Either way, there's a solution.
I've set many goals, reached a few, and left behind several since I quit my job in 2020.
While goal-setting is important, the part that actually matters is your plan.
Without a plan, it's hard to prepare for the unknown and it's almost impossible to be confident in your next steps.
Planning will force you to ask yourself questions that you may not have thought about before, and those answers will influence how you approach the next steps.
No matter what you're trying to accomplish, creating a plan almost guarantees a higher chance of success.
Tomorrow I'll be at Arrowhead Stadium at 7am to start my year off right with a Chiefs win 🏈, but I'll be implementing step one of my 2023 plans on Monday.
Friendly money & business reminders for self-employed creatives
✅ Consider term life insurance
Why? Since it's the end of the year, it's a good time to review your full financial picture. It's boring to deal with, but life insurance plays a key role in your life. If you're young & healthy, it can be relatively cheap for the benefits that it can provide.
For example - the average cost for a $500,000 term policy for a healthy 30 year old male is $18.66/month
The monthly cost for the same $500k term policy for a healthy 30 year old female is $15.75
In other words, for a couple hundred dollars per year, you could give your beneficiaries $500,000 worth of payouts
Your "beneficiaries" are the people who would get the money from your policy when you pass. You can choose whoever you'd like, but this is typically a spouse, kids, or charitable organization.
If you choose to get a policy, you may not even have to talk to an insurance person because most companies have online applications. Some popular providers are Ladder and Lemonade.
Why? Your email signature is one of the most commonly viewed piece of your brand. It can be an easy way to display the most valuable call-to-actions for your business - such as subscribing to a newsletter, scheduling a call, or listening to your latest song.
For example, with my business email, I include social proof and links to visit our website & my social profile:
I like to keep it simple and not use a headshot or several images because they fail to load fairly often, but here are 21 different email signatures to use for inspiration
..more crumbs
💰 This is what $1 million looks like in retirement